uob personalized banking
uob personalized banking
Blog Article
UOB Bank provides a variety of own banking companies made to meet up with the monetary requires of individuals. Underneath is an extensive overview to assist you to realize The real key facets and choices.
Types of Accounts
Cost savings Account: This account helps you to get monetary savings when earning desire.
Attributes: Quick access, fascination earnings, negligible fees.
Rewards: Safe and sound spot for your resources, potential development by way of fascination.
Latest Account: Perfect for day by day transactions and managing costs.
Functions: Checkbook facility, overdraft defense.
Positive aspects: Easy for normal payments and withdrawals.
Fastened Deposit Account: For people looking to earn greater interest prices more than a fixed period.
Features: Fixed time period deposits, bigger desire premiums when compared to discounts accounts.
Added benefits: Safe investment decision alternative with predictable returns.
Loans
Personal Financial loans: Unsecured loans that can be useful for several needs like training or house renovation.
Styles:
Installment Financial loans
Credit Strains
Positive aspects: Flexible repayment conditions, competitive desire premiums.
Residence Financial loans: Customized options for paying for property or refinancing current home loans.
Types:
Fixed Charge Household Financial loan
Floating Price House Loan
Added benefits: Distinct designs to match individual desires, appealing premiums.
Credit Cards
UOB delivers a range of charge cards catering to distinctive lifestyles and paying out routines:
Rewards Playing cards: Earn factors on every obtain that may be redeemed for items or travel uob personal banking miles.
Cashback Cards: Get dollars rebates on daily shelling out which include groceries and dining out.
Travel Cards: Exclusive Positive aspects like air miles accumulation and journey insurance plan protection.
Investment decision Solutions
For individuals considering increasing their prosperity as a result of investments:
Unit Trusts * Diversified portfolio managed by experts. * Appropriate for very long-time period advancement targets.
Structured Deposits * Brings together the features of conventional deposits with investment decision merchandise. * Perhaps better returns but with a few possibility included.
Insurance plan Products and solutions
To shield on your own and All your family members from unforeseen functions:
Daily life Insurance policies * Supplies economic safety in the event of Dying or important disease. * Also can serve as a savings Software depending upon the coverage picked.
Well being Insurance * Handles health care expenditures such as hospitalization prices. * Essential for mitigating higher Health care fees.
Digital Banking Expert services
Usefulness at your fingertips via electronic platforms:
World wide web Banking
Allows you to take care of your finances on the net:
Check out account balances and transaction history
Transfer cash between accounts or fork out expenses
Submit an application for new goods (financial loans/credit cards)
Cellular Banking
Banking on-the-go by using mobile applications:
Quick stability checks
Cell payment choices (QR code payments)
Notifications & alerts about account activity
Using these comprehensive offerings, UOB aims to deliver personalized banking remedies that cater specifically to specific prerequisites although guaranteeing convenience and safety in all transactions.