uob private banking
uob private banking
Blog Article
UOB Lender delivers various individual banking products and services intended to meet the fiscal needs of individuals. Down below is an in depth overview to assist you have an understanding of The main element areas and offerings.
Sorts of Accounts
Savings Account: This account means that you can lower your expenses even though earning desire.
Attributes: Quick access, fascination earnings, minimal costs.
Gains: Secure place for your cash, opportunity growth by means of curiosity.
Latest Account: Perfect for daily transactions and managing costs.
Characteristics: Checkbook facility, overdraft defense.
Added benefits: Easy for normal payments and withdrawals.
Fastened Deposit Account: For the people aiming to gain bigger desire fees around a hard and fast period of time.
Characteristics: Mounted phrase deposits, greater interest fees as compared to price savings accounts.
Added benefits: Safe expenditure selection with predictable returns.
Loans
Personal Financial loans: Unsecured loans that can be useful for several needs like training or home renovation.
Forms:
Installment Loans
Credit Traces
Advantages: Adaptable repayment phrases, aggressive curiosity prices.
Dwelling Loans: Personalized remedies for purchasing residence or refinancing existing home loans.
Kinds:
Fastened Charge Dwelling Bank loan
Floating Rate Household Mortgage
Gains: Distinct designs to match individual demands, attractive costs.
Credit Cards
UOB delivers An array of credit cards catering to unique existence and paying behaviors:
Rewards Cards: Receive details on each acquire that may be redeemed for gifts or travel miles.
Cashback Cards: Get hard cash rebates on daily shelling out which include groceries and dining out.
Travel Cards: Specific Gains like air miles accumulation and journey insurance coverage.
Expenditure Expert services
For people interested in developing their wealth by way of investments:
Device Trusts * Diversified portfolio managed by industry experts. * Well suited for long-term growth objectives.
Structured Deposits * Combines the attributes of classic deposits with financial commitment products and solutions. * Potentially greater returns but with some risk associated.
Insurance Products
To protect yourself and All your family members versus unexpected functions:
Daily life Insurance policy more info * Gives monetary security in the event of Loss of life or crucial illness. * May function a cost savings Instrument based on the plan preferred.
Overall health Insurance policy * Handles clinical expenditures such as hospitalization prices. * Essential for mitigating high Health care expenses.
Electronic Banking Providers
Comfort at your fingertips by digital platforms:
World-wide-web Banking
Lets you handle your funds online:
Watch account balances and transaction background
Transfer cash in between accounts or fork out expenses
Make an application for new goods (loans/bank cards)
Mobile Banking
Banking on-the-go through cell apps:
Swift equilibrium checks
Mobile payment possibilities (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to provide customized banking methods that cater particularly to particular person requirements even though making sure convenience and safety in all transactions.